Stellar Lumens/XLMStellar Lumens (XLM) is a crypto platform that is designed to enable the fast and secure transfer of money at low cost. It is essentially a matchmaker for currencies and facilities worldwide transfers and exchanges in any fiat currency and cryptocurrency. It is intended for individuals as well as for the enterprise users such as banks. It is very much like Ripple. The main differences are more of a focus on simplicity and scalability as well as on functionality to help move money in remote areas at lower costs.
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